Workers’ Comp Laws In IA: What You Need to Know

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If you have been injured while on the job in Iowa, workers’ compensation can be vital in helping you obtain financial resources needed during your recuperation. However, since laws vary from state to state, it is crucial you know what to do each step of the way. To do so, rely on workers comp attorneys in Des Moines IA who possess substantial expertise in this area, such as Attorney Timm Reid of the Reid Law Firm.

Important Deadlines
When filing a workers’ comp claim in Iowa, there are several important deadlines to keep in mind. The most important is having 90 days from the date you were injured to inform your employer of the accident. Of course, the sooner you do so, the better. Also, there is a two-year time limit to receive benefits or file an application for arbitration.

Medical Providers
Once you inform your employer of the accident and your intention to file a workers’ comp claim, the employer then has four days to submit a report to the Workers’ Compensation Commissioner. Also, your employer has the right to choose the medical provider who will examine you. However, you can file a petition for alternate care.

Who is Covered?
In Iowa, most employees are eligible for workers’ comp benefits. However, if you are an independent contractor or a domestic worker, you may not have automatic coverage. Other than these categories, most IA workers are covered whether the injury occurred in the state or elsewhere, so long as they were originally hired in IA or their employment is based primarily in IA.

If you are in the process of filing a workers’ comp claim, do not try to do it alone. Instead, turn to workers comp attorneys in Des Moines IA who will fight hard to protect your rights, such as Attorney Timm Reid at the Reid Law Firm.